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The information contained herein should in no way be taken as financial or legal advice whether stated directly or implied. We do not take any responsibility for the use or misuse of the information. The author(s), editor(s) and publisher shall have neither liability, nor responsibility to any person or entity with respect to any perceived loss or damage caused, directly or indirectly, by the information herein. It is recommended that you seek independent advice before acting on the information. Furthermore the publisher and author do not guarantee that the holder of this information will make profit from the information contained herein. All mention of the possibility to increase wealth, either implied or otherwise, is strictly based on the opinion of the author(s). All finance solutions are provided by independent 3rd parties. It is advisable that you have a full understanding of your budget, and in need you should seek further advice from a financial advisor or accountant to help you prepare your financial plan.
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